Maximize Your Financial Potential

Efficiency for all of your funding needs! Not much time? No problem. Let us help you get funded for all of your endeavors.

Funding Package

APPROVAL

✔️ $125,000

🔹 APR: 0% for 18 months

🔹 Payment Due: Feb. 20, 2026

Our friendly process

Start With Our Easy Inquiry Form

Spend just a few minutes on our inquiry form, and let us know your specific funding goals and needs.

Digital Onboarding Through Our Partner

Simplified onboarding and processing with our intuitive platform designed for high-achieving individuals.

Explore Your Best Opportunities

Delve into discussions with our advisors to harness the best funding avenues for your business journey.

Estimated APR

Funding Timeline

Loan Terms

Average Payment

Credit Refresh

Us

0% - 8.99%

7 - 28 Days

1 - 10 Years

$1,250+/month

✔️

Us

Estimated APR: 0% - 8.99%

Funding Timeline: 7 - 28 Days

Loan Terms: 1 - 10 Years

Average Payment: $1,250+/month

Credit Refresh: ✔️

Competitors

0% - 36%

21 - 90 Days

1 - 6 Years

$1,600+/month

❌

Competitors

Estimated APR: 0% - 36%

Funding Timeline: 21 - 90 Days

Loan Terms: 1 - 6 Years

Average Payment: $1,600+/month

Credit Refresh: ❌

All figures are approximate examples for demonstrative purposes.

We specialize in personal and business funding with more than 30 different funding programs to choose from.

Business Line of Credit

Leverage a revolving line of credit and only pay for what you need. Access funds at your pace, as per your business needs.

0% Interest Financing

Launch your business with the confidence of multiple 0% accounts. Enjoy cash accessibility with revolving credit at a 0% interest rate.

Asset Based Lending

Unlock the power of your company's assets. Convert your inventory, equipment, or receivables into the funds you need to grow and sustain your business operations.

Long Term Business Loans

Experience the reassurance of a traditional process with lower payments spread over a longer term. We're here to help make your financial planning manageable and effective.

Revenue Based Financing

Obtain financing based on your company's revenue, suitable for businesses with fluctuating income.

Personal Loans

Secure a five-year personal loan to manage your credit card balances, enhance your score, and qualify for 0% funding. Tailor the way to your financial goals.

$120M+

Dollars we've funded

3 years

We've been in business

Business Accelerator Program

Maximize Your Financial Strategy With Expert Guidance

Business Accelerator is an all-inclusive financial program designed to propel your business forward. Whether you're just starting out or looking to expand, we offer a comprehensive solution that covers every aspect of business funding and financial education.

Minimum funding of $50,000
Personalized assistance from a dedicated Funding Advisor
Personalized plan to optimize your Funding
Leverage our relationships and resources for success

Funding Solutions

Champion Financial Mastery & Business Control

Fortify your entrepreneurial ventures with financial independence and strategic knowledge enriched by our services.

Unlock Upwards of $150,000 in Business Funding
Channel Funding Towards Profitable Avenues
Navigate Finances Intelligently with Expert Guidance

Real People, Real Reviews: Discover How Our Clients

Transformed Their Financial Futures

James E.

Funded $90K

"Optimized Funding gave me the resources to upscale my e-commerce business without delay, sparking unprecedented growth."

Alex T.

Funded $125K

"The knowledgeable team at Optimized Funding identified the perfect funding strategy for my diverse endeavors with precision."

Kim R.

Funded $105K

"A seamless journey with personalized services—Optimized Funding turned around my business prospects like never before."

We hold your hand and make it easy.

We start by assessing your situation before paying off your debt to boost your credit score and get you up to $3M in funds.

How long does it take to get a loan approved?

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

What documents do I need to provide?

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Your advisor can discuss this further with you.

I don't have a business, can I still get funding?

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Can I secure funding with just an EIN?

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Is my personal information secure?

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

How much funding can I secure?

Any amount you qualify for, results may vary depending on the client profile. We do not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

What if I have bad credit?

We will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

How is my eligibility determined?

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

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